Management Liability Insurance

Management liability is a risk mitigation insurance that helps reduce exposure to general management liability claims or employment practice claims.

Coverage Highlights:

• Covers all volunteers (whether or not they are members of your organization) and employees while acting on behalf of your organization.
  • Other insureds, including your officers, directors, commissioners, and trustees.
  • Your medical director (if any).
  • VFIS coverage is primary for all above insureds, not excess of any personal insurance that may apply.

• Legal expenses* incurred in defending against a suit seeking non-monetary damages (that is, a plaintiff demands your organization do something or stop doing something).
• Automatically covers your volunteers or employees who choose to serve on the board of directors of an outside organization as long as that organization:
  • is not-for-profit, and
  • is related to the emergency services.
  • coverage is excess of any other available insurance.

• Cost to defend you against covered claims will not erode your liability limits.
• Coverage available on either a Claims Made or Occurrence Basis.
• Cyber liability and privacy crisis management expense.